Why Us
Chartered Accountancy
Financial Planning
Mortgage & Finance
Protection Insurance
Medical Insurance
Real Estate
IT Services
Contact Us

Commercial & Business Insurance


Commercial & Business Insurance

Esteema Insurance provides you the comprehensive & total protection for all your personal & business assets from any eventualities such as Accidental Damage, Fire, Lost or Stolen, Vandalism, Flood & Storm Damage etc. for your complete peace of mind at a low cost from major insurance companies..

Why choose us?

  • Guaranteed No Obligation quote i.e. if we are not cheaper or better: Do not take it. It is that simple.
  • Major UK & International insurance company on the panel
  • Upto 50% cheaper insurance
  • Tailored made insurance scheme
  • Comprehensive & highest quality insurance cover for complete peace of mind
  • Standard or non standard insurance requirement
  • Dedicated Consultants
  • Access to London Lloyds market through network of Lloyd consultants

We Say YES to:

  • Any purpose, any background and any insurance requirement
  • Standard or Non Slandered insurance requirement
  • UK or Overseas insurance requirement
Most Types of Insurance covered
  • Business Insurance
  • Manufacturers Insurance
  • Commercial Insurance
  • Stock Insurance
  • Employees Insurance
  • Technology Business Insurance
  • Machinery Insurance
  • Retail Business Insurance
  • Warehouse Insurance
  • Small Business Insurance
  • Factory Insurance
  • Professional Indemnity insurance
  • Property Insurance
  • Liability Insurance
  • Landlord Insurance
  • Credit Insurance
  • Money Insurance
  • Goods in transit insurance
  • Legal Expenses
  • Taxman protection ( IR35) insurance

  • Most Types of Business are eligible
  • Shops & Retail Units
  • Garden Centers
  • Offices
  • Medical & Healthcare business
  • Factory & Warehouses
  • Professional practices
  • Hotels & Guest Houses
  • Leisure industries
  • Pubs & Bars
  • Property Investment
  • Farms
  • Services Centre

  • Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email

    Household building & content Insurance

    Your home is typically your most valuable asset. It is essential that this is reflected in the quality of the insurance you select to give you peace of mind in the event of the unexpected.

    key features at a glance

    • No need to calculate an exact level of cover as the scheme provides a generous upper limit that is inflation proofed on each anniversary
    • Accidental damage automatically included
    • Trace and access cover provided as standard
    • 24 hour, Insurer backed claims service
    • Accepted by all major mortgage lenders and we will reimburse any transfer fee up to £25
    • Competitive premiums paid monthly by direct debit for as long as you wish the cover to continue

    Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email

    Landlord Insurance

    Landlords insurance is essential for anyone who is thinking of renting out their property. Whether you are looking for a better deal on your current landlords insurance or need to cover your first buy to let property, choose esteema for a price-beating quote in minutes. When it comes to insuring your property we keep it Simple. Our landlord insurance policy ( Single property or portfolio) is most comprehensive & All Risk policy for your complete peace of mind.
    • Malicious Damage by the tenants: majority of the insurer does not cover this risk, where as, we have arranged a special policy scheme to landlord to cover malicious damage by the tenant.

    • Loss of Rent

    • We will pay up to 20% of the Buildings Sum Insured for loss of rent if the property becomes unoccupied or partly unoccupied and cannot be let, following an insured event.
    • Home Emergency Cover

    • You can opt for our 24 hour home emergency cover, giving you peace of mind in the event of a loss of essential services in your property.
    • Full Accidental Damage Cover

    • You can upgrade your buildings and contents cover to include any accidental damage or loss in the property.
    • Just pay for the cover you need

    • Contents cover from £5,000 up to £30,000 Buildings Cover from £35,000 up to £1,000,000
    • 24 Hour Claim Line

    • Our UK based claims line is open 24 hours a day, 365 days a year, ensuring we are on hand to help you whenever you need it.
    • Legal Cover

    • We automatically include legal protection to recover rent, help eviction of squatters, or defend legal rights up to a maximum of £50,000.
    • Accidental Damage

    • As standard, we include cover for accidental breakage of fixed glass, sanitary fixtures and accidental damage to underground services.
    • Unoccupied Property

    • As standard, we will cover your property when unoccupied for up to 120 days, for when your property is most vulnerable.
    • Documents to mortgage provider

    • If your mortgage provider wishes to be named on your policy, we offer this facility free of charge. We will even send them a copy of your documents.

    Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email

    Professional Indeminity Insurance

    Esteema offers a comprehensive range of professional indemnity and professional liability insurance services in the United Kingdom. Professional Indemnity Insurance is compulsory for most professional businesses and services.
    Our dedicated professional indemnity insurance division offers a very competitive service to a complete and diverse range of professions, occupations and activities in the UK and abroad. We can also help to arrange the tailor made policy wording meeting your individual insurance requirement.

    Professional Indemnity Insurance Coverage Includes:
    • A negligent act whilst on duty
    • Infringement of intellectual property rights
    • Loss of data or documents
    • Libel or slander
    • Breach of confidentiality
    • Director or employee dishonesty
    Who is it for?
    Any business that offers advice or professional services can benefit from the peace of mind that Professional Indemnity cover brings but in particular the following industries can benefit:
    • IT professionals or consultants
    • Management of Business consultants
    • Advertising consultants
    • Accountants and Bookkeepers
    • Surveyors
    • Solicitors
    • Financial Consultants
    • Medical Consultants
    • Other service professionals
    We are can provide professional indemnity insurance quotes for the UK or anywhere else in the world
    Please contact us on obtaining professional indemnity insurance, in the UK or abroad or Directors and Officers Liability Insurance

    Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email

    Liability Insurance

    If your business deals with clients or members of the public, or if you come into contact with the public in the course of your business activities, Public Liability Insurance should be the top priority insurance cover on your list.
    Public Liability Insurance claims are often extremely high, sometimes running into the hundreds of thousands. This means that a business which isnt covered could be in serious financial trouble if it found itself liable to pay damages or compensation from its own pocket.
    The number of firms now offering no win no fee claims services means that no business can afford to be without comprehensive business insurance.
    What is Public Liability Insurance?
    Public Liability Insurance can cover your business for damages and compensation payouts along with any related legal fees in the event that your business has caused injury or death to a member of the public or damage to their property.
    While it is not a legal requirement to have Public Liability cover, most businesses are expected to have a minimum cover of £2m. Companies operating without it may find it more difficult to do business.
    Why buy Public Liability Insurance with Esteema?
    • Get instant insurance quotes from leading insurance companies
    • Buy direct with us — either online or by phone
    • Tailor your policy to your exact business needs
    • Speak to knowledgeable staff at our UK contact centre
    • No messy paperwork C your documents are held online until you need them
    • Link to your policy from your website C show your customers you recovered

    Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email

    Annual Travel Insurance

    Instead of arranging insurance each time you travel, our all year round policy will save you valuable time and money. This worldwide package offers you and individual members of your family total peace of mind, whether on business trips or on holiday in the UK or overseas.
    key features at a glance
    • Generous overseas medical expenses cover
    • 24 hour, 365 day overseas medical emergency helpline
    • Worldwide personal accident cover which applies 24 hours a day, even when you are not travelling
    • Overseas protection for your business items such as laptops
    • Winter sports cover included at no extra cost
    • Protection for independently arranged travel itineraries
    • Children covered up to age 21 (25 if in full time education) even if travelling separately from the insured adults
    • Various discounts are available
    • Competitive premiums paid monthly by direct debit for as long as you wish the cover to continue

    Call us today to find out how we can help you.
    Telephone +44 (0)208 4646 430, Email